Risk Factors

Find information about the risk factors for each asset on Euler

Introduction

This page outlines the main risk parameters on Euler, as determined by governance. All parameters are displayed in Table 1 below.

Table 1 | Collateral, borrow, and reserve factor parameter settings on Euler_._

Token	collateralFactor	borrowFactor	reserveFactor	borrowIsolated	crossBorrow	InterestRateModel	Uniswap V3 fee tier (%)
RAD	0	0.28	0	true	false	Default	0.3
USDT	0.9	0.94	0.05	false	true	USDT	Chainlink
WSTETH	0.85	0.89	0.1	false	true	Mega	Chainlink
STETH	0.87	0.91	0.1	false	true	Lido	Chainlink
LUSD	0	0.7	0.15	false	true	Stable	Chainlink
FLX	0	2.5e-10	0.23	true	false	Default	0.3
ALCX	0	0.28	0.23	true	false	Default	Chainlink
ANT	0	0.28	0.23	true	false	Default	Chainlink
APE	0	0.28	0.23	true	false	Default	Chainlink
BABL	0	0.28	0.23	true	false	Default	0.3
BADGER	0	0.28	0.23	true	false	Default	Chainlink
BANK	0	0.28	0.23	true	false	Default	0.3
BED	0	0.28	0.23	true	false	Default	0.3
BRIGHT	0	0.28	0.23	true	false	Default	0.3
CARD	0	0.28	0.23	true	false	Default	0.3
CNV	0	0.28	0.23	true	false	Default	1
CTX	0	0.28	0.23	true	false	Default	1
CVXCRV	0	0.28	0.23	true	false	Default	0.3
DFI	0	0.28	0.23	true	false	Default	1
DPI	0	0.28	0.23	true	false	Default	Chainlink
DPX	0	0.28	0.23	true	false	Default	1
DYDX	0	0.28	0.23	true	false	Default	0.3
ENJ	0	0.28	0.23	true	false	Default	0.3
ETH2X-FLI	0	0.28	0.23	true	false	Default	0.3
EXRD	0	0.28	0.23	true	false	Default	1
FLOAT	0	0.28	0.23	true	false	Default	0.3
FNT	0	0.28	0.23	true	false	Default	1
FPIS	0	0.28	0.23	true	false	Default	1
FTT	0	0.28	0.23	true	false	Default	Chainlink
FXS	0	0.28	0.23	true	false	Default	Chainlink
GAMMA	0	0.28	0.23	true	false	Default	0.3
GFI	0	0.28	0.23	true	false	Default	1
GOHM	0	0.28	0.23	true	false	Default	0.3
GRT	0	0.28	0.23	true	false	Default	Chainlink
GTC	0	0.28	0.23	true	false	Default	Chainlink
GUSD	0	0.28	0.23	true	false	Default	Chainlink
IDLE	0	0.28	0.23	true	false	Default	0.3
ILV	0	0.28	0.23	true	false	Default	Chainlink
IMX	0	0.28	0.23	true	false	Default	0.3
INDEX	0	0.28	0.23	true	false	Default	1
KP3R	0	0.28	0.23	true	false	Default	1
LOOKS	0	0.28	0.23	true	false	Default	0.3
LQTY	0	0.28	0.23	true	false	Default	0.3
LRC	0	0.28	0.23	true	false	Default	Chainlink
LYXE	0	0.28	0.23	true	false	Default	0.3
MPL	0	0.28	0.23	true	false	Default	0.3
MTA	0	0.28	0.23	true	false	Default	0.3
MVI	0	0.28	0.23	true	false	Default	0.3
NEXO	0	0.28	0.23	true	false	Default	0.3
NMR	0	0.28	0.23	true	false	Default	Chainlink
OGN	0	0.28	0.23	true	false	Default	Chainlink
OS	0	0.28	0.23	true	false	Default	1
QNT	0	0.28	0.23	true	false	Default	0.3
QSP	0	0.28	0.23	true	false	Default	0.3
RENDOGE	0	0.28	0.23	true	false	Default	0.3
REQ	0	0.28	0.23	true	false	Default	Chainlink
RETH	0	0.28	0.23	true	false	Default	0.05
RLC	0	0.28	0.23	true	false	Default	Chainlink
RNDR	0	0.28	0.23	true	false	Default	1
RPL	0	0.28	0.23	true	false	Default	0.3
SETH2	0	0.28	0.23	true	false	Default	0.3
SLP	0	0.28	0.23	true	false	Default	0.3
SOCKS	0	0.28	0.23	true	false	Default	1
SOS	0	0.28	0.23	true	false	Default	1
SSV	0	0.28	0.23	true	false	Default	0.3
STG	0	0.28	0.23	true	false	Default	0.3
SUSD	0	0.28	0.23	true	false	Default	Chainlink
TCR	0	0.28	0.23	true	false	Default	0.3
TON	0	0.28	0.23	true	false	Default	1
TORN	0	0.28	0.23	true	false	Default	1
TRDL	0	0.28	0.23	true	false	Default	1
TRYB	0	0.28	0.23	true	false	Default	0.3
UBI	0	0.28	0.23	true	false	Default	1
VEGA	0	0.28	0.23	true	false	Default	0.3
WAMPL	0	0.28	0.23	true	false	Default	0.3
WILD	0	0.28	0.23	true	false	Default	0.3
WNXM	0	0.28	0.23	true	false	Default	Chainlink
WOO	0	0.28	0.23	true	false	Default	0.3
XCN	0	0.28	0.23	true	false	Default	Chainlink
XMON	0	0.28	0.23	true	false	Default	1
YVBOOST	0	0.28	0.23	true	false	Default	1
AGEUR	0	0.5	0.23	false	true	Stable	0.05
CVX	0	0.5	0.23	false	true	Major	Chainlink
OHM	0	0.5	0.23	true	false	OHM	Chainlink
PERP	0	0.5	0.23	false	true	Major	Chainlink
RBN	0	0.5	0.23	false	true	Major	1
SHIB	0	0.5	0.23	false	true	Major	Chainlink
OSQTH	0	0.56	0.23	false	true	Major	0.3
AXS	0	0.66	0.23	false	true	Major	Chainlink
ENS	0	0.66	0.23	false	true	Major	Chainlink
MATIC	0	0.66	0.23	false	true	Major	Chainlink
MKR	0	0.66	0.23	false	true	Major	Chainlink
1INCH	0	0.7	0.23	true	false	Major	Chainlink
AAVE	0	0.7	0.23	true	false	Major	Chainlink
BAL	0	0.7	0.23	true	false	Major	Chainlink
BUSD	0	0.7	0.23	true	false	Major	Chainlink
COMP	0	0.7	0.23	true	false	Major	Chainlink
CRV	0	0.7	0.23	true	false	Major	Chainlink
FRAX	0	0.7	0.23	true	false	Major	Chainlink
LDO	0	0.7	0.23	true	false	Major	Chainlink
MIM	0	0.7	0.23	true	false	Major	Chainlink
RAI	0	0.7	0.23	true	false	Major	Chainlink
SNX	0	0.7	0.23	true	false	Major	Chainlink
YFI	0	0.7	0.23	true	false	Major	Chainlink
LINK	0	0.76	0.23	false	true	Major	Chainlink
UNI	0	0.76	0.23	false	true	Major	Chainlink
DAI	0.85	0.88	0.23	false	true	Stable	Chainlink
WBTC	0.88	0.91	0.23	false	true	Mega	Chainlink
WETH	0.88	0.91	0.23	false	true	Default	Pegged
USDC	0.9	0.94	0.23	false	true	Stable	Chainlink

Note: the Collateral Factor of the lent asset(s) is multiplied by the Borrow Factor of the borrowed asset(s) to arrive at the final factor.

For example, if you lend 1,000 USD worth of USDC, you can borrow UNI in line with a final factor of 0.648 (0.90 x 0.72). Hence, 648 USD worth of UNI.

Alternatively, if you lend 500 USD worth of USDC and 500 USD worth of WETH, your risk-adjusted collateral value is (500 x 0.90) + (500 x 0.88) = 890 USD. If you were to borrow UNI, you could borrow 890 x 0.72 = 640.8 USD worth of UNI.

Note that if you borrowed less UNI, for example 500 USD worth, you could still borrow additional UNI or a cross tier asset like LINK against your risk-adjusted collateral before hitting the threshold.

Lastly, please note that the risk factors list will be periodically updated. If a token/market is activated on the DApp but not listed, please check back later for an updated list.